About Me

Insuring Your Home and Family

When it comes to the world of insurance, I have to admit, I was a little bit of a dunce at first. I started by getting the bare minimum worth of insurance for my car, and then I realized that my plan wasn't working for me after I got into an accident that ended up costing a lot of money. It was really frustrating, but it helped me to shape my future. This blog is all about insuring your home and making sure that you have adequate insurance for your family. Check out these helpful articles to learn what you need to about insurance.

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Properly Insuring Your Modified Car

Posted on July 12, 2016

As soon as you add a decal racing stripe to your paint job, you have a modified car. Auto modifications can affect the overall value of your car and therefore your car-insurance policy. Now, a decal stripe doesn't really alter the value of your auto, but everything from spoilers to new carpeting can. Properly insure your modified car to protect your assets, including the additions themselves. Modifications That Can Affect your Policy [Read More]

5 Tips To Protect Your Home From Flooding

Posted on June 2, 2016

If you know anything about flooding, you know how much damage it can do to a home. Flooding can destroy your furniture, electronics and carpeting and even lead to mold. The good news is that you can take steps to prevent this type of disaster. Here are five helpful tips to protect your home from flooding: Remove Debris from Your Gutters If you have not been keeping up with cleaning your roof gutters, it is time to change your ways. [Read More]

Potential Consequences Of Fronting Auto Insurance Coverage

Posted on May 30, 2016

Auto insurance fronting involves lying to your insurer and saying that you are the main driver of a car instead of someone else, like your teenager. Some people use it as a means of getting cheap coverage for their children since teenagers typically attract high rates. Unfortunately, it can result in different forms of problems, such as: Policy Cancellation It is your insurer's prerogative to warn you or cancel your policy if it learns that you are fronting. [Read More]

Did Your Child Just Start Driving? How To Prevent A Huge Auto Insurance Premium Increase

Posted on May 23, 2016

Unless you live in a city with great public transportation, like Chicago or New York City, being able to drive is essential to getting around. Your child will eventually get their driver's license, and when they do, you'll need to add them to your insurance as a driver. Since your child is new to driving on their own, your insurance company will see them as a higher risk than somebody who is experienced and has an accident free record. [Read More]