Six Things That Your Auto Insurance Policy May Cover After A Major Car Accident
When you think about getting into a car accident, you may think that the only thing you have to worry about is getting your car repaired, but that is not the case at all. You have to think about the medical attention you will require, as well as the time it takes for you to be able to fully recover from the accident. The following guide walks you through a few things your auto insurance may cover, if you are involved in a car accident that causes an extended recovery period.
Dog Walker
If you have a dog that needs to be walked on a regular basis, you may have to hire a dog walker to walk your dog, if you were badly injured during the accident. You will need to provide the insurance agent with the name and contact information for the dog walker when you try to get compensated for your dog walking costs.
House Cleaner
If you cannot clean your home because of your injuries, you can hire a house cleaner to clean the residence for you. Be sure that you hire a cleaner who will help you with the dishes, laundry, and general cleaning of the home so that you do not have to try to do any of it on your own.
Personal Shopper
If you are not able to job or walk with ease after the accident, you may have to hire someone to do your shopping for you. Be sure that you have a contract that details how the price for the shopping services is determined.
Private Driver
You will need to go back and forth from your doctor if you are badly injured and will more than likely not be able to drive yourself. You may need to hire someone to drive you where you need to go until you are able to drive yourself. Be sure to track the mileage that you travel with the driver so you can turn it in to your insurance company.
Childcare
If you have children, you may need to hire someone to help you take care of them until your spouse gets home. Be sure to annotate how often the person is at your home so that you can track how many hours they worked and how much they should be paid.
To find out what your insurance policy does and does not cover, all you need to do is contact your local insurance agent, such as one from Green Light Auto Insurance Specialists. He or she can let you know what your specific policy covers and what you need to do to get the services that you need covered.
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